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“Get to know and minimize the investing fees you pay”: Michael McCullough, MoneySense contributing editor

newszabi@gmail.com by newszabi@gmail.com
October 31, 2024
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“Get to know and minimize the investing fees you pay”: Michael McCullough, MoneySense contributing editor
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Cover of the book Personal Finance for Canadians for Dummies
Picture courtesy of Wiley

Not too long ago, Michael helped to replace the Canadian model of Personal Finance for Dummies (seventh version), a complete information to every thing from budgeting and spending to taxes and retirement. Under, he shares his personal cash experiences and what he thinks is essentially the most underrated monetary recommendation.

Who’re your finance or investing heroes?

Possibly John Bogle, who based The Vanguard Group, an funding agency within the U.S. that created the primary index funds for retail buyers. He was pushed by greater than self-interest. He needed to empower small buyers. Bogle additionally wrote The Little Guide of Frequent Sense Investing, which made it into MoneySense’s checklist of 25 timeless personal finance books.

How do you wish to spend your free time?

Biking, mountaineering, operating. I stay within the Cowichan Valley on Vancouver Island, which has superb trails proper exterior your door.

If cash have been no object, what would you be doing proper now?

Michael McCullough stands on a hiking trail in front of mountains.
Mountaineering in Tofino, B.C. Picture courtesy of Michael McCullough.

Travelling to costly locations like Paris, Japan and the South Pacific.

What was your first reminiscence about cash?

I appeared to “get” cash from a younger age. I’d put it aside and mortgage it to my teenaged siblings at fairly excessive charges of curiosity. This was the late Seventies and early ’80s, when rates of interest have been sky-high. Then I realized about credit score danger!

What’s the very first thing you bear in mind shopping for with your personal cash?

A Ok-tel compilation document stuffed with one-hit wonders from the Seventies.

What was your first job?

I offered service-station coupons door-to-door on fee. It was a racket. I give up after two weeks.

What was the largest cash lesson you realized as an grownup?

After I was 22, I acquired ripped off by a felony gang in Thailand. I mainly had to purchase my method out of potential captivity with gold, paid for with an American Express card my dad had given me for emergencies. It took me months to pay my dad again, however I knew even then that it’s solely cash.



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